Your privacy is important to us.



Facts
WHAT DOES ECLIPSE BANK DO WITH YOUR PERSONAL INFORMATION?
 
Why?
Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
  • When you are no longer our customer, we continue to share your information as described in this notice.
     
    How?
    All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Eclipse Bank chooses to share; and whether you can limit this sharing.
     
    Reasons we can share your personal information
    Does Eclipse Bank share?
    Can you limit this sharing?
     
    For our everyday business purposes -
    Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus or as permitted by law
    Yes
    No
     
    For our marketing purposes -
    To offer our products and services to you
    Yes
    No
     
    For joint marketing with other financial companies
    No
    No
     
    For our affiliates' everyday business purposes -
    Information about your transactions and experiences
    No
    No
     
    For our affiliates' everyday business purposes -
    Information about your creditworthiness
    No
    No
     
    For non-affiliates to market to you
    No
    No
     
    Questions?
    Call 502-671-4800 or go to www.eclipsebank.com
     
    Who we are
     
    Who is providing this notice?
    Eclipse Bank
     
    What we do
     
    How does Eclipse Bank protect my personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Conduct policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
     
    How does Eclipse Bank collect my personal information?
    We collect your personal information, for example, when you
    • Open an account or process transactions with us
    • Pay your bills or apply for a loan
    • Use your debit card
    We also collect your personal information from others, such as credit bureaus or other companies.
     
    Why can't I limit all sharing?
    Federal law gives you the right to limit only
    • Sharing for affiliates' everyday business purposes - information about your creditworthiness
    • Affiliates from using your information to market to you
    • Sharing for non-affiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.
     
    Definitions
     
    Affiliates
    Companies related by common ownership or control. They can be financial and nonfinancial companies.
     
    Non-affiliates
    Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include government entities and credit bureaus.
     
    Joint marketing
    A formal agreement between non-affiliated financial companies that together market financial products or services to you.
     
    Other important information
     
    Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies

    Please notify us if we report any inaccurate information about your accounts(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:

    Eclipse Bank
    3827 Shelbyville Rd
    Louisville, KY 40207

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