Rates

*Rates effective as of April 24, 2024

*APY = Annual Percentage Yield.

*Rates and rewards are variable and may change after account is opened.

*Withdrawals and fees may reduce earnings.

Opulent Checking* Learn More

Balance Rate APY
Up to $250,000 2.00% 2.02%
Over $250,000 0.10% .97% - 2.02% depending on balance - Blended 1.84% APY on a $275,000 balance for example

Classic Savings* Learn More

Minimum to Earn Interest Rate APY
$0 - $999 0.10% 0.10%
$1,000+ 0.10% 0.10%

Money Market Account* Learn More

Minimum to Earn Interest Rate APY
$0 - $2,499 0.15% 0.15%
$2,500 - $4,999 0.15% 0.15%
$5,000 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.15% 0.15%
$25,000+ 0.15% 0.15%

Eclipse Investment Savings* Learn More

Minimum to Earn Interest Rate APY
$10,000 - $19,999 0.15% 0.15%
$20,000 - $49,999 0.15% 0.15%
$50,000 - $499,999 0.15% 0.15%
$500,000+ 0.15% 0.15%

Business Checking Accounts

Account Minimum to Earn Interest APY
Business Interest Checking*
(Sole Proprietorships, gov. agencies and certain trusts.)		 $.01 0.10%
Charitable Interest Checking* $.01 0.30%

Business Money Market* Learn More

Minimum to Earn Interest Rate APY
$0 - $2,499 0.20% 0.20%
$2,500 - $4,999 0.20% 0.20%
$5,000 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.20% 0.20%
$25,000+ 0.20% 0.20%

Certificates of Deposit (CDs) Learn More

Duration Minimum to Earn Interest Rate APY
3 months $1000 0.10% 0.10%
6 months $1000 0.10% 0.10%
9 months $1000 0.20% 0.20%
12 months $1000 2.97% 3.00%
12 month special $1000 4.92% 5.00%
18 months $1000 0.50% 0.50%
24 months $1000 2.97% 3.00%
36 months $1000 0.60% 0.60%
48 months $1000 0.60% 0.60%
60 months $1000 0.60% 0.60%
       

The Annual Percentage Yield expressed as an annual rate for all accounts and assumes interest remains on deposit until maturity. Rate is current as of the date listed above. A withdrawal and/or fees may reduce earnings. A penalty may be imposed for early withdrawal from certificate of deposit accounts. The 12 & 24 month CD Special is for new money only.