Construction Loans

Flexible financing to build the home you’ve envisioned

Whether you're building your primary residence or a second home, Eclipse Bank’s construction loans offer competitive rates and convenient terms to support your project from blueprint to move-in day.

Key Features

• Competitive rates tailored for residential construction projects

• Available for primary residences or second homes

• Interest-only payments during the construction phase to reduce early costs

• Draws applied in stages based on completed work milestones

• Loan payments based only on the amount drawn—not the full loan amount

• Seamless transition from construction to permanent mortgage

Benefits

• Pay off interest faster with interest-only payments during the build

• Flexible draw schedules to align with contractor timelines

• Increased financial control throughout each stage of your project

• Simplified process during the shift from construction to long-term financing

Build with Confidence

Our lending team will guide you through each phase of your construction loan—from pre-approval through final draw—to ensure your project stays on track.

Ready to break ground?
Contact us today to speak with a local lender or begin your application.