Home Equity Lines of Credit (HELOC)

Unlock the equity in your home. From education expenses to vacation funds, use it to finance nearly anything.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Anytime Access
Request Info
  • Turn the equity in your home into ongoing, affordable financing
  • Competitive variable rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Eclipse Bank checking account
  • The interest paid might be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
Request Info

Subject to credit and underwriting approval. Insurance is required and the maximum annual percentage rate is 21%.

1Consult a tax advisor. regarding the deductibility of interest.