*Rates effective as of October 24, 2020

*APY = Annual Percentage Yield.

*Rates and rewards are variable and may change after account is opened.

*Withdrawals and fees may reduce earnings.

Personal Checking Accounts

Account Minimum to Earn Interest Rate APY
Checking with Interest* $.01 0.05% 0.05%
Classic Interest Checking* $.01 0.05% 0.05%
Premium Interest Checking* $0 - $4,999 0.05% 0.05%
Premium Interest Checking* $5,000 - $9,999 0.10% 0.10%
Premium Interest Checking* $10,000 - $14,999 0.10% 0.10%
Premium Interest Checking* $15,000+ 0.10% 0.10%

2% Ultimate Checking* Learn More

Balance Rate APY
Up to $250,000 2.00% 2.02%
Over $250,000 0.10% .97% - 2.02% depending on balance - Blended 1.84% APY on a $275,000 balance for example

Classic Savings* Learn More

Minimum to Earn Interest Rate APY
$0 - $999 0.10% 0.10%
$1,000+ 0.10% 0.10%

Federal regulation places transaction limitations on this account. Go to "Learn more" for details. (Temporarily Suspended)

Money Market Account* Learn More

Minimum to Earn Interest Rate APY
$0 - $2,499 0.15% 0.15%
$2,500 - $4,999 0.15% 0.15%
$5,000 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.15% 0.15%
$25,000+ 0.15% 0.15%

Federal regulation places transaction limitations on this account. Go to "Learn more" for details. (Temporarily Suspended)

Eclipse Investment Savings* Learn More

Minimum to Earn Interest Rate APY
$10,000 - $19,999 0.15% 0.15%
$20,000 - $49,999 0.15% 0.15%
$50,000 - $499,999 0.15% 0.15%
$500,000+ 0.15% 0.15%

Federal regulation places transaction limitations on this account. Go to "Learn more" for details. (Temporarily Suspended)

Business Checking Accounts

Account Minimum to Earn Interest APY
Business Interest Checking*
(Sole Proprietorships, gov. agencies and certain trusts.)
$.01 0.10%
Charitable Interest Checking* $.01 0.30%

Business Money Market* Learn More

Minimum to Earn Interest Rate APY
$0 - $2,499 0.25% 0.25%
$2,500 - $4,999 0.25% 0.25%
$5,000 - $9,999 0.25% 0.25%
$10,000 - $24,999 0.25% 0.25%
$25,000+ 0.25% 0.25%

Federal regulation places transaction limitations on this account. Go to "Learn more" for details.

Certificates of Deposit (CDs) Learn More

Duration Minimum to Earn Interest Rate APY
3 months $1000 0.30% 0.30%
6 months $1000 0.30% 0.30%
9 months $1000 0.40% 0.40%
12 months $1000 0.70% 0.70%
18 months $1000 0.80% 0.80%
24 months $1000 0.85% 0.85%
36 months $1000 1.00% 1.00%
48 months $1000 1.10% 1.10%
60 months $1000 1.25% 1.25%
No Penalty CD $1000 0.15% 0.15%

The Annual Percentage Yield expressed as an annual rate for all accounts and assumes interest remains on deposit until maturity. Rate is current as of the date listed above. A withdrawal and/or fees may reduce earnings. A penalty may be imposed for early withdrawal from certificate of deposit accounts.