*Rates effective as of December 5, 2024
*APY = Annual Percentage Yield.
*Rates and rewards are variable and may change after account is opened.
*Withdrawals and fees may reduce earnings.
Balance |
Rate |
APY |
Up to $250,000 |
2.00% |
2.02% |
Over $250,000 |
0.10% |
.97% - 2.02% depending on balance - Blended 1.84% APY on a $275,000 balance for example |
Minimum to Earn Interest |
Rate |
APY |
$0 - $999 |
0.10% |
0.10% |
$1,000+ |
0.10% |
0.10% |
Money Market Account*
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Minimum to Earn Interest |
Rate |
APY |
$0 - $2,499 |
0.15% |
0.15% |
$2,500 - $4,999 |
0.15% |
0.15% |
$5,000 - $9,999 |
0.15% |
0.15% |
$10,000 - $24,999 |
0.15% |
0.15% |
$25,000+ |
0.15% |
0.15% |
Eclipse Investment Savings*
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Minimum to Earn Interest |
Rate |
APY |
$10,000 - $19,999 |
0.15% |
0.15% |
$20,000 - $49,999 |
0.15% |
0.15% |
$50,000 - $499,999 |
0.15% |
0.15% |
$500,000+ |
0.15% |
0.15% |
Business Checking Accounts
Business Money Market*
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Minimum to Earn Interest |
Rate |
APY |
$0 - $2,499 |
0.20% |
0.20% |
$2,500 - $4,999 |
0.20% |
0.20% |
$5,000 - $9,999 |
0.20% |
0.20% |
$10,000 - $24,999 |
0.20% |
0.20% |
$25,000+ |
0.20% |
0.20% |
Certificates of Deposit (CDs)
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Duration |
Minimum to Earn Interest |
Rate |
APY |
3 months |
$1000 |
0.10% |
0.10% |
6 months |
$1000 |
0.10% |
0.10% |
6 month special |
$1000 |
3.94% |
4.00% |
9 months |
$1000 |
0.20% |
0.20% |
12 months |
$1000 |
2.97% |
3.00% |
12 month special |
$1000 |
3.94% |
4.00% |
18 months |
$1000 |
0.50% |
0.50% |
24 months |
$1000 |
2.97% |
3.00% |
36 months |
$1000 |
0.60% |
0.60% |
48 months |
$1000 |
0.60% |
0.60% |
60 months |
$1000 |
0.60% |
0.60% |
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The Annual Percentage Yield expressed as an annual rate for all accounts and assumes interest remains on deposit until maturity. Rate is current as of the date listed above. A withdrawal and/or fees may reduce earnings. A penalty may be imposed for early withdrawal from certificate of deposit accounts. The 6 & 12 month CD Special is for new money only.