Certificates of Deposit (CDs)

Limited-Time Offer: Earn 4.00% APY* 6-month CD

Looking for a safe and secure way to grow your savings faster? Take advantage of our limited-time 6-month CD offer featuring a 4.00% Annual Percentage Yield (APY) - available for new money deposits only.

Why Choose Our Certificate of Deposit Accounts?

Our CDs offer a reliable way to earn more interest than traditional savings accounts, with flexible term options and zero setup fees. Whether you're saving for a short-term goal or planning for the future, our CD options can help you maximize returns with minimal risk.

Key Benefits:

• Fixed, competitive interest rates
• Higher returns than standard savings or checking accounts
• Wide range of term lengths - from 3 months to 5 years
• Greater security than other volatile investments
• Quarterly compounded interest to grow your earnings faster
• No maintenance or setup fees
• Perfect for long-term savings goals or emergency funds
• Early withdrawals subject to penalty
• $1,000 minimum deposit to open

How Certificates of Deposit Work

When you open a CD with us, your money is held for a fixed term while earning interest. The rate is locked in, so you’re protected from market fluctuations. Interest begins to accrue on the business day we receive your deposit, and it’s compounded quarterly and added to your CD.

At the end of the term, you can withdraw your funds or roll them over into another CD.

Ready to Grow Your Savings?

Take advantage of this limited-time offer and start earning more today. Visit a branch or contact us to open your CD account today!

*New Money Only. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal and/or fees may reduce earnings. Interest penalty will be imposed for early withdrawal. Minimum balance to open and obtain the advertised APY is $1,000. The rate and APY is effective as of 9/19/24 and is subject to change on the Bank's discretion. Member FDIC.