Opulent Checking

A High-Yield Checking Account That Rewards You

Looking to grow your funds while maintaining flexibility? Eclipse Bank’s Opulent Checking offers exceptional interest—up to 2.02% APY on qualifying balances—alongside powerful digital tools and unlimited access to your money.

Key Features & Benefits

• Earn Up to 2.02% APY on balances up to $250,000 with a 3rd party Direct Deposit and four Point of Sale "POS" debit card transactions per statement cycle.

• 0.10% interest rate on balances over $250,000 (.97% - 2.02% APY depending on balance - Blended 1.84% APY on a $275,000 balance for example)

• 0.10% APY on all balances with no Direct Deposit and less than (4) Point of Sale "POS" debit card transactions per statement cycle

• Unlimited Check Writing

• First Box of Checks Free

• $100 Minimum Opening Deposit

• Free Digital Banking Services:

  • Online banking with bill pay

  • Mobile banking with mobile deposit

  • e-Statements

• Free Worldwide ATM Transactions

How To Earn The Highest Rate

To receive the premium 2.02 APY:

• Have at least one third-party direct deposit per statement cycle.
• Make at least four (4) Point-of-Sale (POS) debit card transactions. (POS transactions are retail purchases, not ATM withdraws, cash advance or pending charges.)

Why Choose Opulent Checking?

Opulent Checking is designed for individuals who keep higher balances and want to be rewarded for it. With top-tier interest, no hidden fees, and unmatched digital convenience, it’s the smart way to manage and grow your money.

Open Your Opulent Checking Account Today

Earn more while enjoying total access to your funds. Open online in minutes or visit one of our Louisville branches today to get started.

Member FDIC. ¹APY = Annual Percentage Yield. Rates effective as of most recent update and subject to change. Requirements must be met to earn advertised APY. Fees or early withdrawals may reduce earnings.